Jeremy I. Factor, D.D.S., M.P.H., Inc.
Diplomate, American Board of Periodontology
Periodontics and Implant Surgery

Financing Options

Financing Options

We want you to be informed about the payment options available to you in our office.  If you have any questions about your options, or our financial (account) policies, please ask.  Please read these options carefully to find the one that is going to be most comfortable for you.  Please note we can change the option choice any time prior to treatment starting.

You can pay your estimated portion after insurance contribution in full on the day of treatment.  Please understand that there may be a residual balance after insurance has processed the claim for which you will be responsible.  

You can pay the entire amount for services and have your insurance plan reimburse you directly.  (HMO plans excluded)

You can use our in-house 3-payment option for your estimated portion.  The 1st payment (1/3 of the estimated portion) will be due on the treatment date and you will leave either post-dated checks or a credit card number on file with the office for the remaining 2 payments due each consecutive month.  (must provide qualifying information) Please understand that there may be a residual balance after insurance has processed the claim for which you will be responsible.

You can also secure 3rd party financing.  We participate with the CareCredit & Springstone patient financing programs, which may allow you to have longer repayment options.  

We accept the CareCredit healthcare credit card for dental procedures

CareCredit is the healthcare credit card exclusively designed to finance healthcare services like dental care for you or your family. CareCredit offers special financing on purchases of $200 or more for healthcare procedures not commonly covered by insurance, including dental treatments. Plus, you can use your CareCredit card over and over for follow-up appointments.*

Learn more by visiting, or contacting our office. Ready to apply? Apply Online for your CareCredit card today.

*Subject to credit approval. Minimum monthly payments required. Visit for details.


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Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below. Please do not use this form to cancel an existing appointment or to leave personal messages.

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Office Hours:

Monday 8:30 AM - 5:30 PM
Tuesday 8:30 AM - 5:30 PM
Wednesday 8:30 AM - 5:30 PM
Thursday 8:30 AM - 5:30 PM
Friday By Appointment Only.

Office Location

  • San Diego
  • 6719 Alvarado Road
  • Suite 301
  • San Diego , CA
  • 92120
  • Map & Directions
  • Call: 619-466-6666